• Invest in your brain

    AT 33 Lacey Filipich has already retired a couple of times and is set to fit in another before the end of next year.

    The entrepreneurial mother of two says good financial management — fostered by her parents — means she’s secure enough to enjoy “mini-retirements” across her lifetime, rather than squeezing in a bit of travel when she’s older and not as active.

    It was during a sojourn overseas that she came up with the idea for her current venture, Money School.

    Launched in 2014, the business is aimed at teaching parents how to manage finances, with a section devoted to telling them how to pass knowledge onto their own kids.

    “The idea formed six years ago as part of a mini-retirement, when I was thinking about how mum had taught me so much, and how we don’t get taught financial management in school.”

    She reckons some aspects of finance could spice up maths classes but it’s still something that needs to be taught at home.

    “There’s a lot of morals and ethics involved.”

    • Lacey Filipich credits her mum Fran with instilling in her the financial management skills she’s used to thrive in business. She looks forward to doing the same for her own children.
    • Lacey Filipich credits her mum Fran with instilling in her the financial management skills she’s used to thrive in business. She looks forward to doing the same for her own children.

    It’s also important, she says, for children to see good financial management at home which they can later incorporate into their own life.

    This year Ms Filipich is celebrating International Women’s Day by launching her courses online, which she says will help keep costs down, and make them more accessible.

    Going online has meant sacrifices at home because she’s been working 16 to 18 hours a day for the past month, while managing to get up three times a night to breastfeed her seven-month-old son.

    Good family support, she says, is pivotal to her success: mum Fran moved across from Brisbane to help when Ms Filipich set up Money School, and her husband’s parents are also happy to pitch in.

    Ms Filipich says the advantage of her school is it’s independent of financial products.

    “You go to your bank for financial advice … well, they make their money from debt, so that’s what you’ll probably end up with.”

    She’s dismissive of the ease with which financial institutions offer credit cards.

    “I mean, even the name — they’re debt cards.”

    Ms Filipich says her advice can be broken down into two simple ideas: save money, buy assets.

    Her first asset came when she put a deposit on an apartment at the age of 19, in the second year of an engineering degree.

    But she’d shown an entrepreneurial streak well before then.

    Having seen the ‘90s fad of hair wraps while on holiday, the youngster decided to run a stall offering them at her school fete.

    She taught five friends how to do the wraps and they pulled in $300 at the only stall run solely by primary school students.

    The school took the lot, arguing the fete was a fundraiser. Devastated but undaunted, she ran another stall at the next fete, this time deducting “salaries” before declaring profit.

    Ms Filipich worked part-time jobs throughout high school and saved hard, earning her the cash to buy the Brisbane apartment, which she still owns and rents out.

    She’s since added to the stable and pulls in about $40,000 a year from investment properties.

    Ms Filipich worked in the lucrative fly-in, fly-out mining industry and rose to management level. But she threw that in after deciding it wasn’t for her.

    “I didn’t like the one-in-five people who consume most of your time,” she said, wryly.

    She didn’t feel any impediments in the sector because of her gender: “I have never felt restricted,” she told the Voice.

    “I have been the only woman in a room with vice-presidents and executives from BHP and have never felt that I should not be there, that I was there because of my skills.”

    She says much of her confidence stems from her mother’s influence: her parents divorced when she was young, and after struggling for a few years her mum decided to get financially savvy. Most crucially, she decided to instil it in her daughter.

    Ms Filipich’s advice to young women: “For a young woman in business, don’t take no for an answer and don’t apologise. I see too many women start sentences with ‘I’m sorry’.

    “If you are good at something, own it.”

    Ms Filipich says her father, also a businessman, instilled in her confidence about her own body, so she was never bogged down by self-image or self-esteem problems.

    “For those girls who spend an hour in front of the mirror working on their hair and makeup, I would say ‘invest that time in your brain’.

    “What you do with your body will fade with age, but what happens in your mind will be here forever.”

    922 Rentwest IWD 40x7

  • International Women’s Day

    Empowering Women
    As the owner of Alfred Cove Hair and Beauty, I embrace International Women’s Day. This year I have chosen to sponsor several girls from different cultural backgrounds so they can attend their school balls. I hope this will help to empower these girls and give them a sense of belonging and self-esteem.

    I have two wonderful daughters and six beautiful grandchildren. Like all mothers and grandmothers I want to see my family live in a safe environment, free of physical and emotional domestic violence, and for my grandchildren to receive a good education and employment opportunities.

    These days grandmothers play such an important role, often helping to raise their grandchildren. In celebration of International Women’s Day, I would like to offer all the wonderful grandmothers out there a hair treatment, shampoo and blow dry for $15 on Tuesday Wednesday and Friday of this week (8, 9 & 11 March).

    Alfred Cove Hair and Beauty
    Shop 10, 575-577 Canning Highway, Alfred Cove
    9317 4499

    10 Alfred Cove Hair & Beauty 10x3

    Experience Counts!
    When it comes to real estate, experience counts, which is certainly the case at Beaufort Realty – a progressive, independent real estate company led by Pam Herron, Christine Kirkness, Jon Adams and Donna Buckovska, who together share almost 100 years’ of real estate experience.

    The Beaufort Realty team believes the process of selling, investing, renting or buying a property should always be a positive experience, something the team aims to achieve for every client.

    “It’s the way we deliver these services that sets us apart. We have deliberately shifted away from the ‘large multi-office’ mentality in favour of a more personal, hands-on approach,” said Pam Herron.

    “Whether it’s selling, leasing, or providing general advice, our primary focus is always on you, our client.  And just like you, we value professionalism, ethics and quality service,” she continued.

    580 Beaufort Street, Mt Lawley
    Beaufortrealty.com.au
    08 92270887

    BR_Donna_Voice_AD

  • Beaufort Street Festival cancelled
    beaufort
    The Beaufort Street Festival was popular for day one, but it’s now too expensive to run.

    THE Beaufort Street Festival will “take a break” this year.

    Organisers from the non-profit Beaufort Street Network say the festival has achieved its goal of putting the street on the map and economic conditions are now making it tough to fund.

    Network chair Pam Herron says; “it’s time to try some new ideas. We’re planning on a number of events throughout the year and looking at other ways we can create a better Beaufort Street… the Network may relaunch a smaller community celebration in future years.

    “Funding the festival each year is challenging, particularly for a non-profit community organisation in the current economic conditions.”

    The festival was sponsored largely by Vincent and Stirling city councils and Lotterywest.

    Festival founder and now Vincent mayor John Carey has long lobbied for the state government to help fund the festival through Tourism WA. They didn’t come to the table.

    Apart from companies JumpClimb and the Event Agency who were paid for their time, everything else was pulled together by volunteers who poured in long hours, spending the better part of the year to prepare for the one -day event.

    The festival was a hit from the first year when around 50,000 people turned out in 2010, and reaching around 160,000 at its peak. The only criticism anyone’s been able to muster is that it’s too popular and the streets get utterly packed.

    Ms Herron says by holding smaller events (the first one is a Crust pizza arvo at Mt Lawley’s Forrest Park croquet club on March 12) they’ll be able to engage the community across the year.

    “The BSF really put Beaufort Street on the map. It’s time to try some new ideas.”

    Mr Carey says the festival achieved its goal to raise the street’s profile and it’s the right decision to call it a day: “I don’t think this is a bad thing, I think this year the Network can look at smaller community-based events to engage locals… and not have all its energy sucked into one big event.”

    It was a massive undertaking for organisers to pull the festival together, leaving little time for other projects: “I had a full time job and I was putting in 20 hours a week [on the first festival],” Mr Carey says. “I was working weekends, most nights, and it achieved a lot of great things but it just got too big, too unwieldy, there wasn’t enough funds to manage so

    many people, and in some sense it did lose that local component.

    “Things change. At the time Beaufort Street really was a leader in seeing a whole new push for Street Festivals: Look at Vic Park or what Subiaco’s trying to do, what other council’s are trying to do, they come to Vincent and say we want that kind of festival.”

    by DAVID BELL

  • A bit of a thing

    THINGS descended on WA’s parliament house en masse Tuesday February 23 to protest new ”anti-protest” laws.

    The proposed laws make it an offence to suspiciously carry a “thing” that could be used to impede lawful activity, unless you have a good excuse. It’s intended to stop protestors carrying “things” like chains or locks to logging sites and then using them to stop work from going ahead.

    But the vague wording has everyone from Labor and the Greens to farmers and the United Nations concerned about how broadly it could be applied.

    • Hundreds turned out with “things” varying from plush ponies to wheelchairs to protest new “anti-protest” laws. Photo by Matthew Dwyer
    • Hundreds turned out with “things” varying from plush ponies to wheelchairs to protest new “anti-protest” laws. Photo by Matthew Dwyer

    There were disputes about the numbers present at the protest, with corporate media placing it in the low hundreds but activists reckoning north of a thousand.

    Voice photographer Matthew Dwyer was there and saw “things” as diverse as a stuffed dragon and whacky hats to umbrellas and a pony plushy.

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    For two protestors he spoke to—disability activist Rayna Lamb and vice-president of people with disabilities Australia Samantha Connor—their “things” were their wheelchairs.

    WA opposition leader Mark McGowan fronted the rally to reiterate that Labor would strike down the laws if he’s elected next year — assuming they get through the upper house.

    WA attorney-general Michael Mischin denies the laws are “anti-protest”, saying they’ll simply prevent people locking themselves to vehicles and machinery to interfere “with the owner’s lawful activity”. The forestry industry reckons they’re important for safety reasons.

    The Ed says: We remember when a former Labor state government introduced “move-on” powers for police, claiming they’d be used judiciously. These days those powers are exercised at the drop of a hat. If the power is given, it will be taken.

    • Rayna Lamb and Samantha Connor with their “things”. Photos 
by
 Matthew
 Dwyer
    • Rayna Lamb and Samantha Connor with their “things”. Photos 
by
Matthew
 Dwyer

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    • Greens MLC Lynn MacLaren

    • WA Labor leader Mark McGowan

    • WA Labor leader Mark McGowan

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    by DAVID BELL

  • Hames: ‘No idea’

    WA health minister Kim Hames has told state parliament he had “no idea” his own government planned to include medicinal allowances as income for rental assessment purposes.

    The policy change means public housing tenants who receive a pharmaceutical allowance, or any other allowance, will effectively lose a quarter of it to rent.

    When confronted in the Legislative Assembly by Maylands Labor MP Lisa Baker about the new policy, Dr Hames — who until two weeks ago was WA’s deputy premier — replied, “I am not aware of what the Member is talking about…I have no idea”.

    He palmed responsibility off to WA housing minister Colin Holt, who insists the change is consistent with what other states do, despite evidence to the contrary.

    The Voice can confirm that only Queensland has similar policiesand it does not include all the allowances the Barnett government is assessing.

    Mr Holt is sidestepping Voice questions about whether he’s making WA the nation’s least generous state. Instead, he highlights that low-income tenants renting privately are also doing it tough, but still manage to pay “significantly higher proportions of their income” in rent.

    Ms Baker says “attacking our most vulnerable citizens” is unfair.

    “This extravagant, big spending premier seems ignorant of how seniors and pensioners are struggling to make ends meet,” she says.

    “Seniors’ pensions, pharmaceutical benefits and veterans’ pensions are given to people who are already suffering under high costs of living. This government is forcing seniors to choose between buying medicines or paying their rent, paying for food … or being able to care for their much loved 20-year-old pet cat.”

    WA Labor housing shadow Fran Logan says they’ll overturn the decision if elected next year.

    by EMMIE DOWLING

    BEVI0074B

  • Rat bait probe

    LETHAL rat bait left outside the Osborne library may have been used by children as pavement chalk.

    Stirling council is investigating library user Carlo Meleca’s claim a baiting station he’d seen in the courtyard a week ago — filled with bright blue bait — was empty Monday afternoon, and the courtyard brick floor covered with bright blue drawings.

    “I went over to have a look at it, because at first I thought it looked like pool cue chalk,” Mr Meleca told the Voice.

    He says he’d seen the bait in nearby bushes and is worried inquisitive children might have dragged it out.

    • Rat baits near the entrance to the Osborne library may have been used as chalk by children. Photo supplied | Carlo La Rosa
    • Rat baits near the entrance to the Osborne library may have been used as chalk by children. Photo supplied | Carlo La Rosa

    “There’s lots of kids who use the library, lots of African kids and kids from different countries where English is the second language, so they might not have known what they were playing with.”

    Mr Meleca said after seeing the bait last week he’d warned staff it was too close to a ping pong table popular with children and teenagers, but was ignored.

    Stirling media manager Simone Holmes-Cavanagh says the first the council was aware of the baits was the Voice’s call, and someone had been sent out to investigate.

    by STEVE GRANT

    921 Breastscreen WA 10x4

  • Maylands water woes

    IT’S not Flint, Michigan: this was the water coming out the tap in Maylands last Friday.

    Similarly murky water was spat out of taps across half the suburb.

    Water Corporation Perth regional manager Garth Walter apologised to locals and says despite the appearance the water is safe to drink.

    “Discoloured water is caused by the sediment in pipes being stirred up by changes in flow rates,” he explains.

    • Photo supplied | Sonya Green via Maylands Community Facebook page
    • Photo supplied | Sonya Green via Maylands Community Facebook page

    “This generally happens when the weather warms up and water use increases. The sediment is mostly iron and manganese, which occurs naturally in the groundwater that supplies this area and settles in the pipe over time.”

    While it’s safe to drink the WaterCorp provides bottled water while the system’s flushed. If anyone had a load of whites in the washing machine it’s got a special cleaning agent that’ll get any stains out of your clothes, and you can get that by calling 13 13 75.

    We also heard water was out for a couple days at Maylands Peninsula Primary school, but that was an internal plumbing issue (now fixed) and not related.

    by DAVID BELL

    ———–

    THE lakes in Maylands are ailing, with Lake Bungana and Brearley suffering from toxic levels of algae and with nasty stenches encroaching on nearby houses.

    Bayswater city council has been fielding calls from concerned locals and over the past six months and has sent out a series of letters to households explaining the situation.

    But residents’ own actions could be to blame, with fertilisers and other pollutants heading straight into the lakes from nearby stormwater drains. Some residents have even been spotted emptying pools right into drains, chemicals and all.

    The council’s letter reads in part: “The issues associated with the water quality of these lakes are complex and solutions are potentially very costly.” It says “band-aid” solutions will do little to solve the problem in the long term.

    • The lakes in Maylands are crook. Photo by Matthew Dwyer
    • The lakes in Maylands are crook. Photo by Matthew Dwyer

    A year of water quality monitoring is underway and the council plans to bring in an expert to look at solutions starting mid year.

    Locals aren’t happy the pretty fountains have been turned off to prevent them kicking up nasties into the air.

    Ward councillor Catherine Ehrhardt tells us once the monitoring is complete and budget time rolls around she’s planning a motion to move the fountains away from houses so they can be turned back on. While they’re mainly decorative, any aeration they provide to the lake can’t hurt.

    In its letter, the council lists several things to avoid doing.

    “Fertilisers, grass clippings, leaves, soil, pet waste, leakages from septic tanks, household cleaners, irresponsible water usage etc are major contributors to this problem and therefore, you should consider the potential impact the next time you think about washing the car on the driveway instead of the lawn or fertilising the garden.

    “Ask yourself, does the garden really need it and is it fertiliser free?”

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    by DAVID BELL

  • Rent hike bites pensioners

    TWELVE DOLLARS may not sound like a lot to many, but for Marianna Paulin it could mean giving up her beloved 20-year-old cat.

    The pensioner — who has already stopped buying pain killers for her chronic hip aches — is facing a $12 weekly rent hike from March 28 for her WA housing department unit.

    The hike follows the Barnett government’s decision to include allowances, such as pharmaceutical allowances, as income for assessing rent. It effectively means a quarter of the allowance will go straight to the WA housing department.

    Caught in the net are public housing tenants receiving child support, pharmaceutical allowances, carers, people working for the dole, pensioners and veterans.

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    • Pensioner Marianna Paulin, 67, pictured with her cat of 20 years, Cosmo, her cash-strapped neighbours Ann Rickman, 70, and Donald Mann, 87, and Maylands Labor MP Lisa Baker. Photo by Matthew Dwyer

    “I might have to get rid of my cat,” 67-year-old Ms Paulin tells the Voice, tears welling.

    After paying rent, the Bayswater woman has $320 a week left to pay for food, transport, power and water, medicine and other bills.

    When asked what luxuries she treats herself to, bleak laughter fills the room: she struggles to remember her last holiday.

    The government insists the changes will “create a fairer system”.

    Rent hikes are limited to $12 a week this financial year but subsequent years’ rent will not have a ceiling.

    Ms Paulin’s neighbour, Ann Rickman, is concerned about fine print in tenancy agreements stating increases can come every six months with just 60 days’ notice.

    by EMMIE DOWLING

    921 Mt Hawthorn Family Practice 15x3

  • Confused fines cancelled

    DOZENS of residents wrongly fined by Vincent parking rangers have had penalties cancelled after the council conceded its rules were confusing.

    Parking can be a nightmare around Perth Oval and residents have traditionally had parking permits.

    A letter went out last year letting residents know about changes, but most couldn’t make heads nor tails of it, and didn’t realise they had to update to new permits.

    On January 9 rangers hit Harley Street, issuing 15 fines for people still displaying the old permit, at $95 a whack.

    The next weekend 18 more were fined in surrounding streets for the same reason.

    The comedy of errors continued when the council sent out letters saying it had “enclosed an application for new permits”. In some cases the application wasn’t included.

    Vincent CEO Len Kosova says “unfortunately the city’s letter caused confusion and led some residents [to] believe the ‘nib Stadium permits’ were still valid, but they weren’t”.

    “Another lot of letters had to go out giving people temporary permits and including applications for permanent ones.”

    by DAVID BELL

    921 Portacom 40x7

  • What’s your toy story?

    DEEDEE NOON wants to know — what’s your favourite toy?

    To kick off her PhD research the Edith Cowan University researcher is inviting people to be photographed with their favourite toy to explore the emotions behind “person-to-toy transactions”.

    In doing some early preparatory work she’s already come across interesting emotional connections Perth people have with their toys. “There’s one young man in his early 20s, and he has a giant toy called Substitute, which is a character from the Pokemon game.”

    In the game “the character takes the hits and hurts for the player”.

    “Substitute in its physical form, as a 3D object, is for this person a confidant, a friend in life who he can talk with and he knows nothing he says can be said to anyone else.”

    • Grant Stone and his Barbie. Photo supplied | DeeDee Noon
    • Grant Stone and his Barbie. Photo supplied | DeeDee Noon

    Another she’s been chatting to had a giant teddy bear she’d always kept stuffed away in a closet. A boyfriend had won the bear at a carnie game, but she thought it was a bit naff compared to her usual vintage collections so he’d been hidden away.

    But even since pulling him out as part of Ms Noon’s project, she’s found renewed appreciation for the toy: “Ted is no longer shamed away,” Ms Noon chuckles, “he’s out and proud in the lounge room”.

    Physical markers left on old toys also provide a wealth of interest for Ms Noon: Old stitches, repairs and stains are like archaeologies marking forgotten events. And the way people modify their toys is telling: Someone who draws an eyepatch on their Luke Skywalker doll or breaks his hand off to make him Episode V compliant has a hugely different connection to their toy from a collector who keeps “shelf queens” safely in their packaging. Likewise “toys that little sisters have defaced or damaged” are commonly seen.

    While for some their favourite toy might be a childhood Barbie or an old GI Joe, many these days are still buying toys and connecting with them well into adulthood.

    “That old Corinthians thing about leaving childish things behind, that isn’t the world we live in these days,” Ms Noon says.

    There’s a lot of factors as to why toys are extending into adulthood. The difficulties young people face in getting into the traditionally “adult world” may contribute: More are still living at home, struggling to find work and unable to afford housing.

    With all these troubles hanging over the heads of 20-somethings, “It’s not a surprise [that toys] would be used as escapsim”.

    Aside from Lego and an abundance of desk widgets to make workspaces feel more personalised, one of the toys most attractive to adults has been My Little Pony.

    “My Little Pony is a fascinating area,” Ms Noon says. “That was one of the first toys in the ‘80s to be based on psychological research. They asked little girls what they thought about when they were going to sleep at night, and they said: ‘Ponies!’.”

    The fourth incarnation of the franchise saw the characters based on virtues, and the positive messages along with smart writing attracted adult males in their 20s in droves, forging the “Brony” movement.

    “It’s come for Hasbro as a great surprise that they have an audience of passionate consumers that are men,” Ms Noon says.

    Following on from her honours project Pinkification, which looked at the relationship of Perth women to the colour pink, photographing people with their favourite toy is just the first step in this new research. After meeting people Ms Noon plans on further in-depth study into their connections with their toys and the emotions behind their interactions.

    If you’re keen to get on board, send an email to toyphotoproject@iinet.net.au with a quick selfie of you and your toy. It doesn’t have to be a masterpiece, just a preview so Ms Noon can figure out the logistics come photo shoot day, and then the Toygetherness photobooth runs February 29 to March 24 at the Shopfront space at Central Institute, 149 Beaufort Street.

    by DAVID BELL

    921 Siam Thai Restaurant 5x1